One of the benefits of having a Bank of Montreal MasterCard is that you have more than 30 million locations where it is accepted. You can also receive a cash advance using any BMO ATM. A quick way to pay for small purchases is provided with the MasterCard PayPass feature whenever you simply tap your card and go anywhere you see an official MasterCard Paypass symbol.

A safe way to pay for other purchases is to use the BMO MasterPass. This digital wallet is a free service  that allows you to store your payment information and shipping information in one secure place. We have provided a quick “how to” activation guide below for you to activate your Citi credit or debit card account online.

how to activate- Bank of Montreal MasterCard

what you need:

  • internet access
  • valid Bank of Montreal MasterCard
  • other personal information

what to do:

  • visit
  • in the left hand column under the “credit cards” section choose the link titled “My BMO credit card”
  • under the section titled “Online account access” click on the link titled “BMO Online Banking”
  • type in your credit or debit card number in the appropriate field provided
  • click on the continue button  and follow all other requirements or requests until you receive your activation confirmation OR click on the “register now” red link to create a complete new account
  • to “Register Online” click on the red button and provide all the information required in the 4 steps until your receive you activation confirmation